October 7, 2008

• What options are availible to me for life insurance for my father who has pre existing conditions?

  Lee G asked: My dad over the past several years has seen his health go down hill, and until recenly, i have not been able to afford a life insurance policy for him. He has had strokes and heart attacks, so there are some pre existing conditions. Are there any life insurance policies that are [...]

October 6, 2008

• Is life insurance a good investment for a married couple with no children or mortgage?

  nateobuf asked: My wife and I are considering purchasing life insurance but we aren’t sure if it is the best investment for the money involved. Advice would be helpful. We do plan on having a family in the next few years and our ages are 30 y/o and 29 y/o.

October 1, 2008

• Can life insurance be forced to go to pay debts if there are named be beneficiaries?

  Jennifer J asked: My dad passed away in Nov. He had named beneficiaries on his life insurance at work. He has way more debt than assets, he will have a negative estate. Creditors are threatening that we should use the life insurance to pay the balances…are these just tactics they use? Should we be concerned [...]