November 15, 2008
- How do Life Insurance companies make money?
darkmanx1209 asked: Someone I know has a whole life insurance policy with Metlife with a face value of $50,000. The annual payment is $290. How does Metlife earn money when they pay out much more than they get in?
- What is the life of an insurance saleman like?
have fun asked: I wanted to join a “company” World Finance Group, part of AEGON. They say they will train me about life insurance and difference securities and how to recruit more employees and customers. So far the membership fees and background check is $100 ! They dont want to reveal how much of this100 [...]
November 14, 2008
- What company provides a life insurance quoting engine software to install in an insurance agency website?
Ignacio asked: I need a software where I can input one (or more) life insurance company rates. Preferably if I have the freedom to input any company and not “pre-packaged” ones. Thanks.
November 11, 2008
- What is the best life and burial insurance companies?
T D asked: I am looking to buy life and burial insurance for my family. So many companies are out there not sure what are the best companies and not scams.
I would like to buy a policy that covers burial expenses and one that offers life insurance
November 3, 2008
- Does Life Insurance really pay? How do I find the right company to buy level term?
shine_on asked: My husband doesn’t want to get life insurance, he thinks it is a waste and a scam. But if something should happen to him, me and the kids would be SOL. How do I get insurance for us? How do I know the insurance co. will actually pay if something does happen? Are [...]
October 29, 2008
- What is the importance of life insurance plans?
Dubai Girl asked: I actually planning to get one life insurance for myself.
But, I dont know the benefits of this one?
Can you please advise?
October 28, 2008
- How do Life Insurance companies make money?
darkmanx1209 asked: Someone I know has a whole life insurance policy with Metlife with a face value of $50,000. The annual payment is $290. How does Metlife earn money when they pay out much more than they get in?
October 25, 2008
- Is it possible to get life insurance on a 70 year old male in poor health?
Miss asked: I would like to get life insurance on a male family member in poor healt. He has diabetes & heart trouble. Is it possible to get someone at that age insured for life insurance? I would like to get some true answers before asking an agent.
October 22, 2008
- What options are availible to me for life insurance for my father who has pre existing conditions?
Lee G asked: My dad over the past several years has seen his health go down hill, and until recenly, i have not been able to afford a life insurance policy for him. He has had strokes and heart attacks, so there are some pre existing conditions. Are there any life insurance policies that are [...]
October 18, 2008
- What is the best life insurance that will pay in case of a *******?
Nettylou asked: I need to know what the best life insurance I can get that will pay out in case of a *******. I know that there probably isn’t many. But I need as much info as I can get. I need my family taken care of and as for now they won’t be. Please [...]
October 17, 2008
- What LIFE insurance companies have had a bad record in denying legitimate claims?
ZZ asked: I am deciding which company to go with for my life insurance purchase. Wanted to make sure my spouse and child wouldn’t be mistreated by the company should anything happened to me.
Thanks!
October 14, 2008
- How do I help families not see life insurance as a bill but rather protection for their family?
~Secretrose~ asked: I am on a crusade to help families become properly protected (create an immediate estate) in case of a loved ones untimely death. Of lately, prospects see life insurance as another bill. Although it is; can any life insurance agent please share with me how they get around to making sales [...]
October 13, 2008
- What kind of life insurance do we need? and what is a good company to buy from?
LISA asked: My husband and I are 28 years old, have three children and plan to have one more child in the near future. We live in Virginia (DC area). His annual earnings are about $70k; I also work part time earning annually about $35k. We currently have life insurance through our employers, but we [...]
October 12, 2008
- What type of life insurance do you have and why you have it?
Financial Representative asked: I used to own whole life insurance until I learned the hard way about the truth behind it. A life agent said cash value was a great way to build savings for retirement and that I can use it anytime. That sounded pretty great and so me and my husband bought it. [...]
October 11, 2008
- Do life insurance companies check your medical records after you die?
Dick J asked: Let’s say that you get life insurance and claim to be a non-smoker. Then let’s say that you start smoking or resume smoking. Assuming that your medical records show that you smoked, will most life insurance companies check your records, see that you smoked, and then cancel your benefit?
- Life Insurance?
Natalie B asked: My husband, 32 and I, 30 are looking into life insurance. Can anyone tell me which company or websites I can use to get information. There are so many out there… wouldnt know where to start. Who do you personally use? Is there a medical exam involved? What [...]
- What is the best life insurance company to work for with great commission?
Ms L asked: What life insurance company is the best in the nation to work for and why? I am doing research and trying to figure out which life insurance company is best to work for or what is the best strategy working in the insurance field.
- What is the best health insurance and life insurance policies to go with?
toogood2u03 asked: I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is [...]
October 10, 2008
- Being a new life insurance agent, what are ideal ways to enhance portfolio of life insurance customers?
ashok asked: One year down the line in life insurance business, I feel lack of custmers affecting my growth. I’d like to grow my portfolio of customers using new ways to market myself. Till now I have used friends and relatives and past customer base as my target audience. How do I target the strangers [...]
- How can my friend find out if her late father has a life insurance policy?
Mary Anne asked: My friend’s father died recently. Twenty years ago, her father took out a small life insurance policy to pay for his funeral expenses. The beneficiary is my friend’s stepmother. The stepmother doesn’t even recall a life insurance policy. She wonders if he had cashed it out. [...]
